The Thrivent Way
We are a faith-based membership organization.
Our purpose is to strengthen Christian communities
by helping members be wise with money and
inspiring them to live generously.
We succeed when our members and their communities thrive.
We value our relationships, so we will
be trustworthy in character and competence,
we will treat our members as owners and we will
live balanced and generous lives.
Thrivent Financial for Lutherans
Thrivent Financial is a Fortune 500 financial services organization with more than 100 years of experience. We retain one of the strongest capital positions in the industry – holding capital in surplus well in excess of what is required by regulators. We have a unique blend of financial expertise, shared values and steadfast service. We're a faith-based organization, called to care for others. We're the largest fraternal benefit society in the United States. As such, we have a unique ability to work with and through our members to carry out our mission of improving lives.
Inland Empire Financial Consultants
At the Inland Empire Financial Consultants of Thrivent Financial, we have in-depth experience in the financial industry. Our commitment to ongoing education and research is an integral part of our daily practice. This allows us to offer you a complete menu of options to meet your investment and protection needs. Your goals and needs are always at the forefront of our relationship.
When it comes to financial planning, our team's approach is built on three key components:
- Wealth management and asset allocation strategies.
- Small business strategic planning and implementation.
- Innovative retirement distribution strategies.
- Helping you align your financial goals with your estate and charitable plans.
When we first meet, we will identify what is most important to you. Keeping these goals in mind, together we'll align your values with optimal financial health. We will help you learn more about the pros and cons of each strategy and program. Then, you decide what makes sense for your situation and how you want to proceed.
We deliver advice and implement solutions for small businesses, families, individuals and nonprofit organizations who:
- Have a financial plan – and would like a second opinion.
- Want a financial plan – and need advice on where to get started.
- Need a financial plan – because unexpected change has happened to them.
We invite you to see how the Inland Empire Financial Consultants are different – whether you already have a relationship with a wealth advisor or not.
Summary of Qualifications & Expertise
- Inland Empire Financial Consultants has been named as Thrivent Financial's top team qualifier for the company's prestigious Pinnacle Conference for 2009 and 2010.
- Our team members have consistently been recognized at the Million Dollar Round Table with Lauren Althaus receiving multiple nominations for Top of the Table and Court of the Table among numerous other industry awards for quality service and production.
- We offer carefully screened portfolios of mutual funds, stocks, bonds and exchange-traded funds.2
- We provide advice and implementation for a focused selection of insurance, investment and banking products for small businesses, families, individuals and nonprofit organizations.2
- Our financial consulting team is supported by a staff of licensed and caring office professionals.
At Inland Empire Financial Consultants, we provide a "one-stop" single point of contact for all of your wealth management needs. We believe in team continuity and building long-term relationships.
Products & Strategies
Throughout your life, your financial needs and goals are very likely to change. Our broad array of products and services are designed to fit your ever-changing needs. Whether you're just starting out, planning your retirement or looking to leave a legacy, we can help you meet your goals.
Retirement income strategies
Coverdell ESAs and 529 plans
Traditional and Roth IRAs (including rollovers and conversion)
Individual life insurance
Banking3 and Trust Products and Services4
Checking, savings and money market accounts
William J "Bill" Cortus, FIC
909-941-4552 ext. 113
Bill Cortus is a financial consultant with Inland Empire Financial Consultants of Thrivent Financial. He has more than nine years of experience advising Thrivent Financial clients. Bill's responsibilities include investments, wealth management strategies, retirement distribution strategies and long-term care planning strategies.
Bill has been a media source on financial matters for the Inland Empire Business Journal and the Inland Valley Daily Bulletin. He was named the "Volunteer of the Year" for the Pacific Southwest Region of Thrivent Financial in January 2010.
Bill has served as a financial associate member of the West San Bernardino Chapter of Thrivent Financial, and as a board member of Success for Speakers Toastmasters Club, Redeemer Lutheran Christian School and numerous other nonprofit organizations.
Education & Experience
Bill has a bachelor's degree in public relations from Western Kentucky University.
He holds a Fraternal Insurance Counsellor, FIC. Designation
He isenrolled in The American College and is a candidate for the Certified Financial Planner, CFP®* designation
He is a Distinguished Toastmaster and Past District Governot of Inland Empire District 12 of Toastmasters International
Family & Activities
Bill is married with four children. He attends Shepherd of the Hills Lutheran Church in Rancho Cucamonga, California. In his spare time, Bill enjoys religious activities, computers, hiking, spending time with family, electronics, volunteering and creative writing.
Bill Cortus is licensed to do business in NV, UT, MD, CA, HI, AZ, OR and NM.
CA Life/Health Insurance License 0D96803
CA Securities Insurance License 2223047
CA Variable Annuity Insurance License 0D96803
CA Variable Universal Life Insurance License 0D96803
Lauren Althaus, CFP®*, ChFC, CLU, FIC
Lauren Althaus is a wealth advisor with Inland Empire Financial Consultants of Thrivent Financial. He has more than 20 years of experience in the financial services industry. His responsibilities include investments, wealth management strategies, retirement distribution strategies, and estate and charitable planning strategies for small businesses, families, individuals and nonprofit organizations.
Lauren has been a media source on financial matters for the Inland Valley Daily Bulletin, San Bernardino Sun, San Gabriel Valley Tribune and the Redlands Daily Facts.
Education & Experience
Lauren has a master's degree in business from the University of Redlands.
Family & Activities
Lauren is married with two children. He is a member of Cross and Crown Lutheran in Rancho Cucamonga, California.
Lauren Althaus is licensed to do business in MD, CA, AZ, CO, OR, FL, AR and ID.
AR Life/Health Insurance License 344860
AR Securities Insurance License 2261586
AR Variable Annuity Insurance License 344860
AR Variable Universal Life Insurance License 344860
CA Life/Health Insurance License 0A94888
CA Securities Insurance License 2261586
CA Variable Annuity Insurance License 0A94888
CA Variable Universal Life Insurance License 0A94888
Thrivent Financial for Lutherans and its respective associates and employees cannot provide legal, accounting, or tax advice or services. Work with your Thrivent Financial representative, and as appropriate, your attorney and/or tax professional for additional information.
Your Thrivent Financial representative is also a licensed insurance agent.5
* Certified Financial Planner Board of Standards Inc. owns the certification marks CFP® , CERTIFIED FINANCIAL PLANNER™ and federally registered CFP (with flame design) in the United States, which it awards to individuals who successfully complete the CFP Board's initial and ongoing certification requirements.
1 Fee-based investment advisory services are available through qualified investment advisor representatives only. Thrivent Investment Management, Inc. is the sponsoring investment adviser of the Managed Account programs offered through National Financial's Managed Account Solutions service, provided by Envestnet Asset Management, Inc., a third-party provider of investment management services. Security transactions are handled by National Financial Services LLC, a Fidelity Investments® Company, a registered broker-dealer and a member New York Stock Exchange and SIPC. National Financial Services, Envestnet Asset Management and Thrivent Investment Management Inc. are not affiliated. Your Thrivent Financial representative does not have discretionary trading authority over your account.
2 Medicare supplement insurance is available in many states through Thrivent Financial for Lutherans. Thrivent Financial for Lutherans is not connected with or endorsed by the U.S. government or the federal Medicare program. Medicare supplement insurance is not available in all states. Long-term care insurance, major medical insurance and Medicare supplement insurance (in some states) are marketed through Thrivent Financial for Lutherans' wholly owned subsidiary insurance brokerage agency.
3,4 Bank products and trust services are offered through Thrivent Financial Bank (Member FDIC, Equal Housing Lender), a wholly owned subsidiary of Thrivent Financial for Lutherans. Insurance, investment products, trust, and investment management accounts are not deposits, are not FDIC-insured, are not insured by any federal government agency, are not guaranteed by Thrivent Financial Bank and may go down in value. Home equity lines of credit are not offered in Texas.